Empowering young people in Aotearoa to build strong financial foundations

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We’re here to help create brighter financial futures for young people in Aotearoa New Zealand. By  making financial education more accessible, inclusive and impactful, we’re supporting our next generation to have greater choice and wider opportunities to live the lives they aspire to. 

  • A family of five sitting together on a sofa in a brightly lit living room, looking at a smartphone held by the mother. There is a tablet and a mug on the coffee table in the foreground.

    Our Vision

    Every young person in Aotearoa New Zealand has access to quality financial education so they can acquire the knowledge, skills and confidence they need to build lasting financial wellbeing and resilience. 

  • Two smiling school students, a boy and a girl, sitting at a desk in a classroom. The girl is focused on typing on a laptop computer, while the boy leans in and watches.

    What We Do

    Funding and amplifying financial education programmes for young people. 

  • The Team

    Led by Kate Coles and backed by an Investment Committee with deep expertise in the sector. 

Why are we developing this initiative?

In Aotearoa New Zealand, young people have the lowest score of any age group across multiple financial capability indicators, including knowledge, experience, and confidence. While financial knowledge and skills tend to increase with age, financial mistakes made early in life put our youth at risk of negative long-term outcomes if their behaviour does not change in time. 

Evidence shows that continuous, early life financial education lays the foundation for future financial wellbeing. Experts agree that the earlier children start, the better. However, in 2023, fewer than 25% of school age children in New Zealand accessed any structured financial education and programmes were delivered unevenly across the country. 

We want to help change that. 

How will our mahi support young people? 

Financial education programmes with good tools and methodologies do already exist, but currently they are unevenly delivered. In collaboration with financial education providers, impact partners and sector organisations, this initiative will focus on identifying and funding more of what is working to build financial skills. 

We will measure impact, identify gaps – and those who can fill them – and share our findings to help inform future policy  and investments that support the best solutions for tamariki and rangatahi to be scaled. 

In this way, we aim to amplify the impact and reach of your philanthropic gifts to help ensure that every young person in Aotearoa New Zealand has access to the financial foundations they need to navigate life and achieve their goals.